Comprehensive Planning
What we offer
Risk Management
Cash Flow Planning
Tax & Estate Planning
Investment Management
Risk Management
Effective financial planning anticipates not only the highs but prepares for the unexpected lows as well.
- Insurance Options
- Emergency Fund Establishment
- Liability Assessment
Insurance products are sold via Harbourfront Estate Planning Services Inc,. (HEPSI). These products are not subject to CIRO regulation or CIPF coverage, please inquire for more information.
Cash Flow Planning
Retirement planning is about setting a course for a comfortable and secure retirement.
- RRSPs and TFSAs
- Retirement Planning
- Pension expertise
Tax & Estate Planning
A common oversight in wealth management is equating the rate of return on investments with true wealth growth, neglecting the critical effect of taxes.
- Tax Reduction Strategies
- Estate Preservation
- Legal Aspects of Estate Planning
Although we don’t provide these services ourselves, we will work closely with your lawyer or accountant to incorporate them into your wealth plan.
Investment Management
Portfolio management is the art of selecting and overseeing a collection of investments that align with your financial goals, time horizon and risk tolerance.
- Diversification strategies
- Asset allocation models
- Performance monitoring and rebalancing
Why choose Grandmaster?
1. Consider All Potential Eventualities
2. Invest with a purpose
3. Net Wealth NOT Gross Rate of Return
4. Pension Expertise
5. The Value of Independence
Consider All Potential Eventualities
Expected return is the result of all potential eventualities times their probability of occurrence. It could be a market crash, unplanned illness, premature death or something specific to your situation. When we build a financial plan, we want to consider each of them and build a defence accordingly.
Invest with a purpose
Each investment product we suggest have their own purpose. Most often, they are tied to your cash flow requirements and reducing risk. The goal is to provide peace of mind: your wealth is safe so you can focus on generating more and enjoying it.
Net Wealth NOT Gross Rate of Return
Pension Expertise
We excel in maximizing pension value, pension transfer decisions, pension package decisions, pension decisions related to divorce and employment/retirement benefits related questions.
The Value of Independence
Harbourfront Wealth is an independent wealth advisory and investment management firm headquartered in Vancouver, British Columbia. We are purpose-driven independent advisors helping Canadians achieve financial independence.
Products and financial vehicles
Equity
Obligations
Alternative Assets
Segregated Funds
Structured Notes
Green Funds
Long-Term Investment Products
True wealth management involves an integrated, multilayered approach which follows a disciplined and pre-determined process. Managing your net worth involves much more than your investment accounts.
TFSA – Tax-Free Savings Account
RRSP – Registered Retirement Savings Plan
RRIF – Registered Retirement Income Fund
RESP – Registered Education Savings Plans
RDSP – Registered Disability Savings Plan
LRIF/LIRA – Locked-In Retirement Income Fund/Account
Trusts
FHSA (New) – First Home Savings Account
Etc.
Fiscally Registered Vehicle
One of the greatest way to add value is to leverage the accounts offered by CRA and Revenu Quebec. It includes: TFSA, RRSP, RRIF, RESP, RDSP, LRIF/LIRA, FHSA.
