{"id":2297,"date":"2020-02-03T00:00:37","date_gmt":"2020-02-03T05:00:37","guid":{"rendered":"https:\/\/grandmasterfinancialplanning.com\/?p=2297"},"modified":"2025-12-15T15:25:21","modified_gmt":"2025-12-15T20:25:21","slug":"life-insurance-part-2-permanent-insurance","status":"publish","type":"post","link":"https:\/\/grandmasterfinancialplanning.com\/fr\/life-insurance\/life-insurance-part-2-permanent-insurance\/","title":{"rendered":"ASSURANCE VIE - PARTIE 2 : ASSURANCE PERMANENTE"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px|15px|false|false&#8221; border_width_left=&#8221;3px&#8221; border_color_left=&#8221;#0e4e80&#8243; global_colors_info=&#8221;{}&#8221; border_color_left__hover_enabled=&#8221;on|hover&#8221; border_color_left__hover=&#8221;#da6827&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Mulish||||||||&#8221; text_text_color=&#8221;#0e4e80&#8243; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Je pourrais \u00e9crire un livre sur l'assurance permanente, mais je vais plut\u00f4t faire deux articles \u00e0 ce sujet, couvrant :<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li>Raisons d'opter pour l'assurance permanente (PI)<\/li>\n<li>Types d'assurance permanente et introduction \u00e0 la courbe de mortalit\u00e9<\/li>\n<li>Environnement fiscal de l'assurance-vie avec valeur de rachat<\/li>\n<li>UL et WL en d\u00e9tail<\/li>\n<li>Probl\u00e8mes de tarification et taux d'abandon<\/li>\n<li>Imp\u00f4t sur les gains en capital et couverture conjointe et dernier survivant<\/li>\n<li>L'assurance permanente avec valeur de rachat peut-elle \u00eatre consid\u00e9r\u00e9e comme un investissement ?<\/li>\n<li>L'assurance permanente comme partie de votre portefeuille d'investissement<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/www.rpi-ipr.com\/pssa\/en\/newsletter\/master\/news_short.cfm?year=2020&#038;month=2&#038;offline=N&#038;item=4&#8243; button_text=&#8221;Read more&#8221; _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#0e4e80&#8243; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#da6827&#8243; button_bg_enable_color__hover=&#8221;on&#8221; sticky_enabled=&#8221;0&#8243;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>","protected":false},"excerpt":{"rendered":"<p>I could write a book on Permanent Insurance, but I will do two articles on it, covering: &nbsp; Reasons for Permanent Insurance (PI) Types of PI and Initiation to Mortality Curve Tax Environment of Cash Value PI UL and WL in more details Pricing issues and lapse rate Capital Gains tax and Joint &amp; Last to die coverage Cash Value PI as an investment? PI as a portion of your investment portfolio<\/p>","protected":false},"author":5,"featured_media":2172,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[18],"tags":[],"dipi_cpt_category":[],"class_list":["post-2297","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-life-insurance"],"_links":{"self":[{"href":"https:\/\/grandmasterfinancialplanning.com\/fr\/wp-json\/wp\/v2\/posts\/2297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/grandmasterfinancialplanning.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/grandmasterfinancialplanning.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/grandmasterfinancialplanning.com\/fr\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/grandmasterfinancialplanning.com\/fr\/wp-json\/wp\/v2\/comments?post=2297"}],"version-history":[{"count":5,"href":"https:\/\/grandmasterfinancialplanning.com\/fr\/wp-json\/wp\/v2\/posts\/2297\/revisions"}],"predecessor-version":[{"id":2810,"href":"https:\/\/grandmasterfinancialplanning.com\/fr\/wp-json\/wp\/v2\/posts\/2297\/revisions\/2810"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/grandmasterfinancialplanning.com\/fr\/wp-json\/wp\/v2\/media\/2172"}],"wp:attachment":[{"href":"https:\/\/grandmasterfinancialplanning.com\/fr\/wp-json\/wp\/v2\/media?parent=2297"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/grandmasterfinancialplanning.com\/fr\/wp-json\/wp\/v2\/categories?post=2297"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/grandmasterfinancialplanning.com\/fr\/wp-json\/wp\/v2\/tags?post=2297"},{"taxonomy":"dipi_cpt_category","embeddable":true,"href":"https:\/\/grandmasterfinancialplanning.com\/fr\/wp-json\/wp\/v2\/dipi_cpt_category?post=2297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}